저소득아동 자녀 목독마련 저축통장 '디딤씨앗통장' 개설조건및가입방법

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  서울시가   저소득층 아동 자녀의 저축과 자립 을 돕기위하여 종잣돈을 마련할수 있는   '디딤씨앗통장' 이 있는데,올해부터는 가입대상자를 대폭확대 한다. 서울시청 서울시가 저소득층 아동의 자립 종잣돈 마련을 위한 ‘디딤씨앗통장’ 가입대상을 올해부터 대폭 늘린다고 6일 밝혔는데, 디딤씨앗통장은  만 18세 미만 아동의 통장에 본인 또는 후원자가 일정 금액을 저축하면 지자체가 저축액의 두배에 달하는 보조금(월 최대 10만원)을 적립하는 통장 이다. 아동이나 후원자가  매월 5만원씩 1000만원을 저축하면 지자체가 2000만원을 매칭해 총 3000만원을 받을 수 있다. 서울시자료 아동발달지원계좌 라고도 불리는 디딤씨앗통장은 지난해까지 아동양육시설이나 위탁가정에서 생활하는 보호대상 아동만 가입할 수 있었는데,  올해부터는 기초생활수급가구와 차상위계층 아동도 신규 가입할 수 있다 . 서울시는 올해 디딤씨앗통장 예산으로 지난해(37억원)보다 7.4배 늘린 276억원을 확보했다. 가입자도 지난해 3207명에서 올해 4만4682명으로 13배 늘 것으로 예상한다고 한다. 서울시청 디딤씨앗통장에 저축한 돈은 만 18세 이후 학자금, 취업훈련비용, 주거 마련 등 자립을 위한 용도로 사용하면 된다. 만 24세 이후로는 용도에 상관없이 사용할 수 있다. 서울시는  ‘복지로’ 누리집 ( http://www.bokjiro.go.kr)에서  지난 3일부터 온라인 신청을 받고 있다.  온라인 신청이 어려운 경우 6일부터 주소지 동주민센터에서 방문 신청하면...

What is web 3.0?

 The Web 3.0 era refers to the third generation of the Web, an intelligent and personalized Web. Web 3.0 is an intelligent web technology that allows computers to understand the contents of web pages and provide personalized information using semantic web technology.

The difference from Web 2.0 is the distributed storage of data and the utilization of blockchain technology. In Web 2.0, if the platform stored data in a central server, in Web 3.0, data is distributed and stored through blockchain. In addition, technologies and services such as blockchain, NFTs, and generative AI are expected to expand Web 3.0 experiences and adoption.

How will our lives change when the Web 3.0 world arrives? First of all, personal data ownership and security will be strengthened. In addition, a fair economic ecosystem in which creators and users are rewarded will be established. And, artificial intelligence will provide optimized information and services according to our tastes and needs.

Everyday use cases for Web 3.0 are numerous. For example:

Infrastructure services using Web 3.0 technologies1: Infrastructure services such as power grids, transportation networks, and communication networks can be operated more safely and efficiently through Web 3.0 technologies. For example, the power grid can be upgraded to a smart grid so that consumers and generators can trade electricity in real time, the transportation network can provide optimal routes in conjunction with autonomous vehicles, and the communication network uses blockchain to secure data. and privacy protection.

Content services using Web 3.0 technology: Content services such as music, movies, and games can be more fairly compensated by creators and users through Web 3.0 technology. For example, music is issued as an NFT so that creators can receive copyright fees directly, movies are shared through a P2P network rather than a streaming platform so users can enjoy them at a low price, and games are expanded to the metaverse so that users can enjoy their own You can create and trade your own characters and assets.

Search services using Web 3.0 technologies: Search engines can use Web 3.0 technologies to understand the content of web pages and provide personalized information. For example, a search engine can provide services such as preferentially showing information related to a user's hobbies or interests, enabling a user to search in natural language as if asking a direct question, or providing a summary of only the information the user needs. can

Here are the advantages and disadvantages of Web 2.0 and Web 3.0.

Advantages of Web 2.0: Users can read and write content, interact and collaborate through platforms such as social networking, blogs, and wikis. In addition, dynamic and diverse web services can be provided by utilizing technologies such as cloud computing and AJAX.

Disadvantages of Web 2.0: User data and privacy are weak, and giant platform corporations can monopolize and censor data and profits. Also, it is difficult for computers to understand and analyze the content of web pages.

Advantages of Web 3.0: Users can not only read and write content, but also own it, and creators and users can be fairly compensated through technologies such as tokens and smart contracts. In addition, intelligent and customized web services can be provided by utilizing technologies such as artificial intelligence, block chain, and IoT.

Disadvantages of Web 3.0: Low compatibility with existing Internet infrastructure, learning and adaptation to new technologies and regulations. In addition, the responsibility for security and privacy is placed heavily on users, and the risk of crimes such as hacking and fraud may increase.

Many challenges and barriers remain for Web 3.0 to become popular. For example, we need a UI/UX design that makes it easy to access and use Web 3.0 technologies and services1. It is also important to ensure the security and reliability of Web 3.0 and to resolve legal and ethical issues4.

It is not known exactly when Web 3.0 will become popular, but many researchers and developers are currently working to implement it13. As a new paradigm of the Internet, Web 3.0 is expected to bring many changes and innovations to our lives.

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